How to get a Credit Card with Bad Credit

Credit Card

A quarter of US citizens had what can be considered poor or bad credit ranking in 2013 according to (FICO score below 600). If you fall into this category it can be difficult at times to find a decent credit card with good terms, or to be approved at all. How to get a Credit Card with Bad Debt ... Read More »

How to Make Money with a Blog


Have you ever fantasized about running your own blog? Have you ever wondered how to make money with a blog? I certainly am no expert (…yet!), but since starting The Wealth Brick Road blog almost a year ago I’ve gained a bit of insight into the world of blogging and felt I had enough content to share at this point. ... Read More »

June 2015 Net Worth Update


Last month I didn’t post a net worth update – again, I was struggling with sharing this info and unsure whether it was useful to you, the readers. Ultimately, I figured that if it’s helpful to even one reader out there it’s absolutely worthwhile. Greece Lighting My investments took a 3% dip down in market value during the month due ... Read More »

What the Greek Crisis Means to your Portfolio

Greece Worry

“If you can meet with Triumph and Disaster And treat those two impostors just the same” “If” – Rudyard Kipling It’s a sunny Monday morning and during my drive to work a news update told of the desperate economic situation in Greece. For the last few weeks Greece has been attempting to obtain additional loans for funds to pay their ... Read More »

Dividend Portfolio Update

dividend growth investing

Being financial independent means you are able to generate enough passive income to cover your expenses. Typically, we tend to view this milestone as the day we retire after working 40 plus years. If you genuinely enjoy your career, you’ll have no problem with this traditional arrangement, however, for a good portion of the population this will seem like more ... Read More »

Wedding Budget Tips


With my wedding in the not-so-distant past, I thought I’d take a break from the nitty-gritty technical topics and offer up a few thoughts on wedding budget tips.. Avoid DEBT! First and foremost, the happy couple needs to avoid putting themselves into huge debt. In fact, I’ll gently suggest newlyweds have over spent if they carry any debt beyond their ... Read More »

How Running Can Make You Wealthy

running jonny

Recreational long distance and marathon runners are wired differently. Ask any sane person to get up and run 26.1 miles all at once and you’re likely to get a two-word response that includes a four letter adverb. These running crazies come in all shapes and sizes with different abilities, yet they all share similar traits and characteristics that enable to ... Read More »

April 2015 Net Worth Update

april wine

My April net worth saw a fairly modest increase compared to the previous three months of the year. So long as the bottom line is growing, and not shrinking, I’m happy. I’m still aiming to max out my TFSA and RSP this year, however, that became a bit more challenging now that the annual TFSA contribution limit has increased from ... Read More »

Robo-advisors: may beat the status quo


Already established in the US, so called “robo-advisors” have started to make a splash here in Canada. In a nutshell robo-advisors are simply online portfolio management firms. Their target market seems to be those investors looking to keep fees down through passive index investing (typically cheaper than actively managed mutual funds) but who aren’t ready to take the plunge into ... Read More »

Revenue Canada TFSA – $10k Limit


In April 2015 the federal government announced it will be increasing the Revenue Canada TFSA contribution limit from $5,500 to $10,000. This was the Conservative government making good on an earlier promise in an election year. The Good, The Bad…THE SAVINGS! There’s much debate on whether the move hurts the budget by reducing government tax revenue, or whether it actually ... Read More »